Health Insurance Matters: Good News!

By Harry Thal
Special to the Sun

Richard knew he was in trouble. Several years ago, he signed up for a Medicare Advantage HMO plan. He was in excellent health and had no reason to believe anything would change this. The HMO allowed him to see his current physician and it covered his basic maintenance medications.
Richard is now a few years older and has been diagnosed with cancer. His need for referrals and treatment has only limited options with his HMO and many of the top specialists are not available on his plan. He wants out!
For a very limited time, I am able to offer to all the Richards residing in California a special opportunity to change to a Medicare Supplement plan which allows him/her to go to any doctor, any hospital and basically any Medicare provider in the country without the need for a referral. There is no middle-man. You just make appointments and go! We will assist you in returning to Original Medicare. The Medicare Supplement plan is a guaranteed issue and we will assist in selecting the best Medicare prescription plan to suit your specific prescription requirements.

This name brand Medicare Supplement offers additional benefits such as a Silver Sneakers fitness benefit, hearing, and vision benefits as well as 24/7 access to doctors and nurses. Call Teladoc from anywhere – home, work, or on the road – and let the doctor come to you! Teladoc doctors diagnose and treat many of your non-emergency medical problems. They can even write a prescription, if necessary, for you to pick up at your local pharmacy.
The plan also provides an Over-the-Counter benefit of up to $100 each quarter.

Again, this is a very limited time offer and everyone who has a current Medicare plan may qualify. HMO members from any company and any agency may call for more information.

Harry P. Thal, MA, is a licensed insurance broker in California (0621106) and 24 other states. His offices are in Kernville. He is a member of the Society of Certified Senior Advisors and Past-President of the Kern Association of Health Underwriters. He may be reached at 760-376-2100, e-mail or visit him on the web at